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Terms of Use

By using this website, you agree to the following Terms of Use set out by AIG Europe S.A. and American International Group Inc. and its subsidiaries and affiliates (collectively “AIG”).

Before using this website, please read these Terms of Use carefully. These may be amended at any time. For this reason, you should consult these Terms of Use regularly.

NOTE: This brief convenience translation is being provided for information and general purposes only and cannot be relied upon to justify coverage in any case. Only the Terms of Use (“Nutzungsbedingungen”) in German language are legally binding. In the event of a dispute, the original document in German language will be solely applicable and shall prevail over this translation.

The information you find on our website has been carefully compiled and checked. Although AIG endeavours to provide accurate and up-to-date information on this website and to ensure that it is free from viruses or other malware, errors may occur from time to time. To the extent permitted by law, the information on this website is therefore provided without any express or implied representation.

AIG makes no warranty that the services contained on this website will function properly or that this website or the server hosting it is free from viruses or other malware.

AIG accepts no liability for the accuracy or completeness of the content on this website. In particular, the information and descriptions on this website do not constitute a complete description of the products, contractual terms, exclusions or other conditions. They are provided for general information purposes only and may not, under any circumstances, be used to justify a claim for cover.

Where advice or recommendations are given, this constitutes non-binding information. Under no circumstances, including in the event of negligence, shall AIG or any other party involved in the development, creation and provision of this website be liable to you for any direct or indirect loss, consequential loss or punitive damages arising from the use or unavailability of the content on this website. This also applies if AIG or any authorised representative has been informed of the possibility of such losses or damages.

This website may contain links to other websites that are not operated by AIG and over whose content AIG has no control. AIG accepts no liability for the content of such websites. The inclusion of a link to such websites does not imply that AIG endorses their content. Furthermore, AIG cannot guarantee that the links will be working at the time you access them. In addition, websites to which these links lead are developed and maintained by individuals over whom AIG has no control. AIG therefore does not endorse the content of the linked websites. At the time the link was posted, AIG was not aware of any unlawful content.

AIG is unable to monitor linked websites, including newsgroups, on an ongoing basis without specific evidence. Accordingly, AIG assumes no liability for the content of linked websites. Should any infringements come to light, AIG will remove the link immediately as part of its normal business procedures.

AIG is the owner and operator of this website. Unless expressly authorised by AIG, no content from this or any other website owned, operated, licensed or controlled by AIG may be copied, reproduced, republished, uploaded, displayed, transmitted or otherwise distributed. You may download the information provided on this website for your own use only, provided you respect any copyright and other intellectual property rights that may apply to this content.

You may not distribute, modify, transmit, reuse, redisplay or use the content of this website for public or commercial purposes without the prior written consent of AIG. This also includes texts, images, audio recordings and videos. It is permitted to forward content for the purpose of informing customers.

AIG does not guarantee that the content of this website is free from third-party intellectual property rights and copyright. AIG assumes no liability for material defects and defects of title.

Unless otherwise specified, AIG makes no warranty that the information provided on this website is suitable for use or available at every location. Anyone accessing this website does so of their own accord and is responsible for complying with applicable laws. Unless expressly stated, the information on this website does not constitute an offer to sell or a solicitation to purchase securities, insurance products or other products or services offered by AIG. AIG does not offer or sell any securities, insurance products or other products and services that are prohibited under applicable law. Some products and services may not be available in all jurisdictions.

As a user of this website, you are fully responsible for all information you send to AIG in terms of its content and accuracy and for ensuring that third-party rights are not infringed. You agree that AIG may use them for business or statistical purposes to the extent permitted by law.

AIG is free to use any ideas, concepts, know-how or techniques contained in the information provided, including for the purposes of developing and marketing products using such information.

All AIG-related trademarks, service marks, trade names, logos and icons are the property of AIG. Nothing on this website may be construed, without the written consent of AIG, as granting, by implication, estoppel or otherwise, any licence or right to use the trademarks displayed on this website. You are expressly prohibited from using the trademarks, service marks, trade names, logos and icons displayed on this website, or any other content on this website, outside the context of a business relationship with AIG, unless otherwise stated herein. The images shown on this website are either the property of AIG or are used by AIG with permission. You and any person authorised by you are prohibited from using these images unless AIG has expressly authorised such use.

Any unauthorised use may infringe laws (in particular copyright laws, industrial property rights and data protection laws) or regulations.

By using this website, you acknowledge that any software made available to you on this website may contain technology that is subject to strict controls under the export control laws and regulations of the Federal Republic of Germany, the European Union, the United States of America and other countries and jurisdictions. You hereby undertake not to transfer or export such software in contravention of the relevant export control laws and regulations. AIG does not permit the downloading or export of software or technical data from this website to any jurisdiction, in particular where such activities are prohibited under export control laws or regulations.

AIG reserves the right to amend the Terms of Use should future developments at AIG, on the website itself, within the industry or in the law make this necessary.